Data Collection

Client Details
Family Details
Spouse
Children
Financial Snapshot
Current Assets
Liabilities
Planning Assumptions

1. What is your primary goal for your investments?

Preserve Capital (Avoid loss)
Balanced Growth with moderate risk
Maximum Returns (Willing to take high risk)

2. If your portfolio drops by 20% in a month, what would you do?

Sell everything immediately
Hold and wait for recovery
Invest more (Buy the dip)

3. How long do you plan to stay invested?

Less than 3 years
3 to 7 years
More than 7 years

4. What is your experience with equity markets?

No experience
Some experience with Mutual Funds
Active stock trader

Risk Profile Analysis

Conservative

Score: 0/12

Add New Goal
yrs
Retirement Calculator
Calculates corpus required at age 60 to sustain ₹0/mo lifestyle (today's value) until age 85. Post-retirement return assumed: 7%.

Net Worth

₹0

Life Insurance Gap

₹0

Health Insurance Gap

₹0

Emergency Fund Gap

₹0
Insurance Needs Analysis (HLV)
1. Income Replacement (Living Exp) ₹0
2. Outstanding Liabilities ₹0
3. Future Goals (Present Value) ₹0
Total Protection Needs (A) ₹0
Existing Life Cover ₹0
Liquid Assets (Inv. + Cash) ₹0
Total Resources (B) ₹0
Gap (A - B) ₹0
Asset Allocation
Goal Investment Roadmap
Goal Details Target Corpus Existing Savings Net Gap Add. SIP Needed
Retirement Corpus
Ben: Self & Spouse • 30 Yrs
₹1.53 Cr ₹300
Projected Value
₹1.53 Cr ₹4,373/m
@ 12%

Priority Action Items

  • Life Insurance coverage is robust.
  • Health Insurance is adequate.
  • Emergency fund is fully funded.

ARS Fintech AI Advisor

Disclaimer

This report is generated by ARS Kundli - Advance for educational and planning purposes only. The projections are based on assumptions of inflation and investment returns which may vary in reality. Past performance is not indicative of future returns. Please consult with a SEBI Registered Investment Advisor before making any investment decisions. The financial consultant named in this report is responsible for the advice provided.